By using or downloading any material from this site, you agree to these terms. If you do not agree to them, do not use the site or download any material from it.

MoneyMitra Professional Services Pvt Ltd (hereinafter "MoneyMitra") is the owner and authorized user of the trademark MONEYMITRA appearing at this Web Site. All content included on this Site, such as text, graphics, logos, button icons, images, multimedia and software, is the property of MoneyMitra or its content suppliers or other participants and is protected by applicable copyright laws.

The compilation (meaning the collection, design, arrangement, and assembly) of all content on this site is the exclusive property of MoneyMitra and is protected by applicable copyright laws. All software used on this site is the property of MoneyMitra or its software suppliers and is protected by applicable copyright laws.

MoneyMitra does not grant any license or other authorization to any user of its trademarks, registered trademarks or other copyrightable material or other intellectual property, by placing them on this Web Site.

The User may not download and/or save a copy of any of the screens except as otherwise provided in these Terms of Service, for any purpose. However, the User may print a copy of the information on this Site for his / her personal use or records. If the User makes other use of this Site, except as otherwise provided above, it may involve violation of copyright and other applicable laws and may be subject to appropriate legal action including penalties.

The content and software on this site may be used as information, comparison, fulfillment and/or as a support resource. Any other use, including the reproduction, duplication, modification, decoding, derivation, distribution, transmission, republication, display, or performance of the content on this site, either whole or in part, is strictly prohibited. The User unconditionally agrees not to resell or transfer or commercially exploit the Service or use the Service in any manner that might be detrimental to the interests of MoneyMitra.

User Submissions:

Any material, information or other communication you transmit or post to this Site APART FROM PERSONAL DETAILS will be considered non-confidential and non-proprietary "Communications". MoneyMitra will have no obligations with respect to the Communications. MoneyMitra will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, or other material that would violate any law

Advertising Material:

Part of the Site will contain advertising and other material submitted to MoneyMitra by third parties. Advertisers are responsible for ensuring that material submitted for inclusion on the Site complies with International and National law. MoneyMitra will not be responsible for any advertiser's claims, error, omission or inaccuracy in advertising material, and reserves the right to omit, suspend or change the position of any advertising material submitted for insertion. Acceptance of advertisement on the Site will be subject to MoneyMitra 's terms and conditions which are available on request.

Applicable Laws:

This site is controlled by MoneyMitra from its offices within INDIA and makes no representation that Materials in the site are appropriate or available for use in other locations, and access to them from territories where their content is illegal or prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the Materials in violation of Indian export laws and regulations. The Indian laws shall govern any claim relating to the Materials. The Courts in Ahmedabad, Gujarat will have exclusive jurisdiction to try in case of any dispute between the user and MoneyMitra. Any dispute between the user and the service establishment should be directly settled with the Service Establishment and no claim shall be subject of set off or counter claim against MoneyMitra.

Terms of Service:

The services provided by MoneyMitra on this website are subject to your acceptance without modification and compliance with the terms, conditions, and notices contained herein. Any use of the MoneyMitra website constitutes your agreement to all such terms, conditions, and notices. These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.

The Terms of Service below apply to the use of this website and Service offered by MoneyMitra or its associates including the information, comparison, transaction and fulfillment services. The Terms and Conditions herein and any Operational Rules, Usage Guidelines published by MoneyMitra from time to time shall constitute the terms upon which the services on this website are provided to you. By using this website, you expressly agree that you shall abide by the Terms of Service that are in force from time to time. MoneyMitra will strive to give a prior notification to the user of such changes, if any.

In order to use this Service, you must obtain access to the World Wide Web, either directly or through devices that access web-based content and the service fees, if any, associated with such access. In addition you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device. MoneyMitra does not undertake any responsibility with regard to procuring/ installing/ maintaining the hardware and/or software at your end.

By use of this website, you are deemed to have represented to MoneyMitra that you are a person of sound mind, of at least 18 years of age and competent to execute contracts and to execute financial transactions.

As a condition to your use of the MoneyMitra service and browser you agree that you will not: (i) use the service to infringe any rights of others, including rights to privacy and intellectual property in any way; (ii) attempt to penetrate, modify or manipulate the MoneyMitra server or any of the hardware or software thereof in order to invade the privacy of, obtain the identity of, or obtain any personal information about (including but not limited to IP addresses of) any MoneyMitra user, or modify, erase or damage any information contained on the computer of any user connected to the MoneyMitra service; or (iii) reverse engineer any portion of the MoneyMitra service or browser.

MoneyMitra shall put in its best endeavour and strive to maintain the maximum possible uptime of the service. However MoneyMitra shall not be responsible for actions beyond its control. You acknowledge and accept that in the very nature of Internet technology and the services to be provided there can be number of factors affecting the provision of the service by MoneyMitra and the obligation of MoneyMitra to provide the services shall be on best endeavor basis. MoneyMitra shall not be liable for any loss, expense or damage of any kind in connection with the performance of its obligations under this contract or arising from disruption, interruption, suspension or malfunction of the service, for any reason whatsoever.

MoneyMitra's entire liability and your exclusive remedy for any failure or breach on the part of MoneyMitra shall be the return of the charges, if any, paid by you to MoneyMitra. MoneyMitra disclaims all warranties and conditions express or implied including but not limited to implied warranties or conditions of merchantability, fitness for a particular purpose with regard to the services offered and in no event shall MoneyMitra be liable for any other damages including special, indirect or consequential damages loss of profits business interruption whatsoever arising out of use or inability to use the services. MoneyMitra shall not be liable for any direct, incidental, special or consequential damages or for interrupted communications, lost data or lost profits arising out of or in connection with this agreement, even if MoneyMitra has been advised of the possibility of damages. Though MoneyMitra will take steps to prevent introduction of virus and other such destructive materials on the Website, it does not represent, warrant or guarantee that the Website or the Content downloaded from the Website or Linked Websites do not contain such virus or destructive materials. MoneyMitra is not liable for any damage or harm attributable to such virus or destructive materials. MoneyMitra does not warrant that the Website or functions thereof will be uninterrupted or free of any error or defect.

You guarantee that the service shall be used for genuine purposes only and shall not be used for any immoral or unlawful or socially unacceptable purposes.

Kinds of Membership: [Optional]:

There are currently three kinds of membership. You can become a Registered User , a Premium Member or a Trading Member .

When you register for any or all of these kinds of membership, we ask you for personal information. It is important for you to read this Privacy Statement to ensure you are comfortable with how we treat that information .

Registered User (standard site membership):

This kind of membership is currently absolutely free of cost. You must register online using the form on the site . When you register, you will be asked to provide information, some of it mandatory, such as your address and your email address, some of it optional, such as age and nationality. Both kinds of information will help us understand you and your needs better. In addition to access to information, Registered users can also buy a variety of fixed income investments and mutual funds and avail of a variety of loan and financing options through us, our partners and our agents. To be able to "ORDER" a product from this site, we will ask for additional information to enable us or our channel partners or agents to contact you and/or make your experience with MoneyMitra more enriching. Wherever possible, we provide you with the means to make sure that your Personal Information is correct and current.

MoneyMitra and our channel partners may also use your Personal Information (after your consent) to inform you of new features, services and products from MoneyMitra and our affiliates and channel partners. If we do so, we will simultaneously provide you with instructions on how to subsequently decline such communication.

Premium Membership [at present not provided]

MoneyMitra has recently introduced a set of premium services available at a regular cost. Membership formalities are transacted offline, even if the client decides to access these services via our Premium Site.

Trading Membership [at present not provided]

MoneyMitra offers online trading in stocks and shares. If you choose to become a Trading Member, you will need to provide additional personal information, which is a legal requirement for us to be able to handle your online trading requirements. Aside from the initial contact, which can be electronic, the rest of this process is conducted offline.

Registration and Application Data:

In consideration of the use of the Service, you agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the website's registration and/or application forms (such information being the "Registration and/ or Application Data") and (b) maintain and promptly update the Registration and/ or Application Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or if MoneyMitra has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MoneyMitra has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).

Such termination shall be without prejudice to MoneyMitra's right to notify and warn others of such misconduct, and you expressly agree to the notification of such default on your part, whether on the website or otherwise.

Currently the services on the website are offered free i.e. no charge will be payable by the user to MoneyMitra. However, MoneyMitra reserves the right to price any or all of the components of the service, at any point of time.

You shall receive a password and account designation upon completing the Service's registration process. You are solely responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify MoneyMitra of any unauthorized use of your account or password or any other breach of security, and (b) ensure that you exit from your account at the end of each session by logging out. MoneyMitra shall not be liable for any loss or damage arising from your failure to comply with these requirements.

You acknowledge that MoneyMitra only facilitates the disclosure of content carried on the website. You expressly agree that you shall independently evaluate, and bear all risks associated with the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content. MoneyMitra shall not be liable for any decision made or action taken by you or others based upon reliance on information or material obtained through use of the service. Prior to the execution of any transactions you shall make yourself aware of all the terms and conditions governing the transaction.

In consideration of providing the service, MoneyMitra is hereby granted an exclusive right to disclose aggregate registration data derived from the registration form to third parties in connection with marketing the services.

In addition, if you have opted for receiving directed advertisements from service partners of MoneyMitra, you hereby grant MoneyMitra the right to use individual registration data to provide targeting of advertisements and other service offers

The service provided to you by MoneyMitra shall be exclusive to you. You shall not transfer, reassign, sell, and/ or offer or promote the service to others or otherwise share the services with others including your affiliates. You hereby indemnify and hold MoneyMitra harmless against any liability that may arise for any and all, acts on your part in availing the service.

Changes and Improvements to the information provided in this website may be made by MoneyMitra at any time. This website and all information, software, products and services associated with it are provided on ‘AS IS' basis. MoneyMitra and /or its suppliers or participating lenders disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this website and any information, software, products and services provided herein, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

Use of this website is at your own risk. By using any of the services provided by this website, you agree that MoneyMitra and /or its participating lenders are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with the use of this website or with the delay or inability to use this website, or for any information, software, products and services obtained through this website or otherwise arising out of the use of this website whether resulting in whole or in part from breach of contract, tortuous behaviour, negligence, strict liability or otherwise, even if MoneyMitra and /or its lenders had been advised of the possibility of damages. MoneyMitra makes no warranty that

1. The service will meet your requirements
2. The service will be uninterrupted, timely, secure or error free./

You understand and agree that any material and/or data downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damages to your computer systems or loss of data that results from the download of such material and/ or later.

Neither MoneyMitra nor any of its employees, agents, successors, assigns, alliance partners or content and service providers shall be liable to the user or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of warranty. The user agrees that in any case the maximum liability payable by MoneyMitra will be restricted to the revenue realized, if any, by MoneyMitra in the specific transaction.

The banks, financial institutions, stock exchange, brokers and other suppliers providing financial or other services to MoneyMitra ("suppliers") are independent contractors and not employees or agents of MoneyMitra. MoneyMitra acts solely as a sales agent for the suppliers and is not liable for the acts, errors, omissions, representations, warranties or negligence of any such suppliers or for any personal injuries, death, property damage or loss, or other damages or expenses resulting therefrom.

We do not endorse in anyway any advertisers on our WebPages. Please verify the veracity of all information on your own before undertaking any reliance.

The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a link site, or any changes or updates to such sites. We are providing these links to you only as a convenience and the inclusion of any link does not imply endorsement by us of the site.

The Bombay Stock Exchange/National Stock Exchange is not in any manner answerable, responsible or liable to any person pr persons for any acts of omissions or commission, errors, mistakes and/or partners, agents associates, etc., of any of the Rules, regulations, bye-laws of the Stock Exchange Mumbai, SEBI Act or any other laws in force from time to time. [OPTIONAL]

The Bombay Stock Exchange/National Stock Exchange is not answerable, responsible or liable for any information on this website or for any services rendered by us, our employees and our servants. [OPTIONAL]

Privacy Policy:

“At MoneyMitra we are committed to respecting your online privacy and recognize your need for appropriate protection and management of any personally identifiable information you share with us.

MoneyMitra has established an Online Privacy Policy so that you can understand the care with which we intend to treat your Personal Information.

No call list: We maintain a No call list for the clients who has expressed a desire not to be contacted on some particular numbers”

MoneyMitra believes that online privacy is crucial for the ongoing success of the Internet as a service, commercial and entertainment medium.

Under no circumstances will our company sell or share any personal information about you to or with any person or organization except as authorized by you with the financiers in our network or if required to do so by law or in the good faith belief that such action is necessary to:

1.  Conform to the edicts of the law or comply with legal process served on the site;

2.  Protect and defend the rights or property of MoneyMitra, our employees, partners and agents, and our clients and members,

3.  Act under exigent circumstances to protect the personal safety of users of the site or the public.

The optional information provided by you will not be sold to or shared with any organization as except as authorized by you, or to financiers in our network.

Upon filling of any of the Customer Satisfaction Survey forms, your name and other identifying information will not be sold or shared with any person or organization. Authorized MoneyMitra employees may use your email address or telephone number to contact you.

All users at MoneyMitra are automatically subscribed to receive mailers (e-mailers as well as physical direct mailers). All the e-mailers which are sent carry the option for users to "Unsubscribe". Should you choose not to receive any such e-mailers simply click on the "Unsubscribe" option and we will honour your choice.

In case of referral schemes promoted from our end, we will not part, share or sell the information of the people you choose to refer the offers from our end.

In case you are applying for any career opportunities at MoneyMitra, please refer the "Careers" section. All details provided by you will be treated with strict confidence and under no circumstances will our company sell or share any personal information about you to or with any person or organization except as authorized by you with the financiers in our network or as may be required by law or court order.